HalCash North America has partnered with Payments Alliance International for the U.S. launch of Pin4, a mobile cash access solution that facilitates real-time delivery of cash without the need for a bankcard or bank account, according to a press release. Initially, the companies plan to introduce the service at ATMs in New York, Miami, Chicago and Los Angeles, with nationwide availability coming in 2016.

​”In our view, Pin4 takes the ATM to a new level of cardless cash withdrawals through P2P transfers and the ability for consumers to receive various promotions via a self-service model — whenever and wherever they want,” said John J. Leehy III, president and CEO of PAI. “We’re thrilled to partner with HalCash to launch the Pin4 solution at enabled ATMs in select cities and look forward to a full rollout to the entire PAI ATM network in 2016.”

Pin4 not only enables card-free ATM withdrawals and solutions for consumer promotions, but also provides P2P transfers with the security of patented dual-pin authentication through a partnership with money transfer provider Viamericas.

“Although this solution is new to the U.S., HalCash — which powers Pin4 — has a very successful track record in Europe, where it has completed millions of cardless ATM transactions,” said Pin4 CEO Richard Witkowski. “The opportunities in the U.S. are enormous and we believe Pin4 will innovate the rebate, promotion and consumer rewards landscape by offering the appeal and effectiveness of instant gratification of cash through cardless ATM withdrawals.”