Pin4 and Payments as a Lifeline (PaaLPay.org) have partnered to...
Read MoreEmpower your recipients with immediate cash access, no bank account or card required. With Pin4 Cash, funds can be sent and collected in minutes through over 500k ATM and retail store locations globally, using just a mobile phone and a secure code.
Allow customers to withdraw cash instantly from digital wallets, gaming accounts, or currency exchange platforms without cards.
Quickly deliver emergency funds to affected individuals, ensuring immediate financial relief during crises or natural disasters.
Provide instant cash to passengers affected by delays, cancellations, or baggage issues, improving satisfaction and trust.
Reward customers instantly with cash-based incentives, enhancing loyalty and engagement through seamless digital disbursements.
Enable fast, secure, and convenient money transfers across borders or locally—no bank account or card required.
At Pin4, we know that cash still matters—for billions of people, thousands of businesses, and countless real-world situations where digital payments fall short. Our mission is simple: make cash instantly accessible, anywhere and anytime, using nothing more than a mobile phone and the global network of 500k+ ATM and retail locations worldwide.
Pin4 turns any supported location into a real-time, cardless cash withdrawal experience, enabling organizations to deliver cash securely and instantly for a wide range of use cases, including:
With millions of transactions processed each year and hundreds of millions of dollars disbursed, Pin4 powers fast, frictionless cash access globally through its trusted brands:
And we’re expanding rapidly—building the world’s first truly global, cardless cash payout network.
Wherever cash is needed, Pin4 delivers it—instantly, digitally, securely.
At Pin4, we believe there are many circumstances where, and many individuals for whom, cash is still “king.” Our mission is to enable fast and efficient cash disbursements and cash access leveraging consumer’s mobile phones and the existing global network of over 3.5 million ATMs.
Whether we are disbursing cash for disaster or financial relief, digital account withdrawals, consumer incentives, remittances or another purpose, Pin4 can support this as a real-time digital, mobile, cardless ATM withdrawal.
Pin4 is available on over 50,000 ATMs across the U.S. (under the brand Cash Pick-Up), the U.K. (under the brand Pin4 Cash) and Spain (under the brand HalCash) and disburses millions of transactions each year representing hundreds of millions of dollars. Pin4 is also in the process of expanding into new countries and regions.
The Recipient receives a text message with a simple pin code that can be input by the Recipient at any enabled ATM or retail store to obtain the cash – without the use of any Recipient card or bank account.
The sender or organization securely enters the recipient’s details and payment amount.
The recipient instantly receives a text message with transaction details and a secure secret code sent separately.
Using the provided credentials, the recipient locates and visits any nearby participating ATM or retail store within the Pin4 Cash network.
The recipient enters the order details and PIN at the ATM to withdraw cash—no card or account needed.
Pin4 provides an end-to-end solution including:
Built on proprietary technology, Pin4 has operated in Europe for over a decade, successfully processing millions of cardless cash transactions representing billions of euros.
Pin4 developed and launched Pin4 Cash as a new and innovative cardless cash solution.
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Read MoreFor any other questions, please contact us by email. We will respond to your requests as soon as possible.